Mastering Charitable Giving Strategies: Retirement Accounts & Tax Advantages
Efficient charitable giving options like Qualified Charitable Distributions (QCDs), Donor Advised Funds (DAFs), and gifting appreciated assets or retirement accounts can maximize tax benefits and amplify the impact of donations.
Armbruster Capital Management Surpasses $1 Billion in Assets Under Management
Armbruster Capital Management has surpassed $1 billion in assets under management, joining an elite group of RIAs nationwide. This milestone reflects the firm’s strategic growth, driven by expanded sub-advisory services and a deep commitment to client trust and team development.
What is a QCD? Qualified Charitable Distributions Explained (2025 Guide)
Qualified Charitable Distributions (QCDs) allow retirees to donate directly from their IRA while lowering taxable income. This video explains how QCDs work, who qualifies, and the tax advantages they offer.
Avoid RMD Penalties! Required Minimum Distributions Explained (2025 Guide)
Required Minimum Distributions (RMDs) are mandatory withdrawals from tax-deferred retirement accounts, and failing to take them can result in penalties. This video explains how RMDs are calculated, why they exist, and how smart planning can help retirees maximize their savings.
Armbruster Capital Management Named a 5-Star Wealth Management Team for 2025
Armbruster Capital Management is recognized by InvestmentNews as a 5-Star Wealth Management Team in 2025.
10 Life-Changing Events Where an Investment Advisor Can Help
Life is full of milestones that involve making important financial decisions with short and long-term effects. While contacting an investment advisor might not be at the top of your to-do list, they can provide emotional support and objective guidance on how best to navigate the situation, adjust your financial plans, and make informed decisions that […]
Strategies to Handle 401(k) Accounts for Terminated Employees
Employees typically have several options regarding their existing 401(k) or 403(b) balances when they leave a company or employment is terminated. Those may include moving the money into an IRA, moving it into a new employer’s plan, or leaving their account with their former employer. But just because an employee is no longer with your […]
The Good, the Bad, and the Ugly of 401(k) Auto Enrollment
Auto‑enrollment has become a central feature in modern retirement plan design, and recent legislation has only accelerated its adoption. As plan sponsors evaluate whether auto‑enrollment aligns with their workforce and fiduciary goals, it’s important to understand both the benefits and the potential challenges. The Good The Bad The Ugly Auto‑enrollment can be a powerful tool […]
Understanding 401(k) Loan Rules: What Employers and Plan Sponsors Need to Know
Offering a loan provision in qualified retirement plans such as 401(k), 403 (b), and 457 (b) plans can be a valuable benefit for employees but comes with administrative responsibilities for employers. Whether evaluating a new or existing plan, understanding participant loan rules is essential to maintaining compliance and operating smoothly. A loan feature is optional […]
Safe Harbor 401(k) Plans – Win-Win for employees and employers
Offering a 401(k) plan makes it easy for employees to save for retirement but adds administrative and compliance burdens to the employer. One approach to simplify the administrative burden is to implement or switch to a safe harbor plan. What is a Safe Harbor Retirement Plan? Like a traditional 401k plan, a safe harbor 401(k) […]