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ACM Insights

Not your average financial insights
coins chart cash management wide
  • April 17, 2023
  • ACM Insight

Cash Management – Is your money keeping pace with inflation?

With persistent inflation driving up the cost of just about everything, particularly home values, people are For the past several years, it has been impossible …

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Chart Investment Diversification
  • October 13, 2022
  • ACM Insight

Portfolio Diversification Still Works

We have laid out both the positive Bull Market Case (See related video) and the negative Bear Market Case (See related video) cases for the …

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AlternativeInvestments
  • July 16, 2022
  • ACM Insight

Alternative Investments Defined

There was a TV show in the mid-2000s called Everybody Hates Chris. It was based on comedian Chris Rock’s childhood and how he was always …

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long term care planning nursing home
  • April 15, 2022
  • ACM Insight

Long-term Care Insurance Considerations

We get asked a lot about long-term care insurance. It makes sense that this comes up so often. After all, the prospect of paying for …

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AlternativeInvestments
  • April 14, 2022
  • ACM Insight

Alternatives: An Idea Whose Time Has Come?

None of us thought we would live long enough to see our group of alternative investments reverse their multi-year slump, but it is finally happening. …

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Markets at War 2022 1024x768 1
  • March 24, 2022
  • ACM Insight

Markets at War – Investing in times of volatility

MARK ARMBRUSTER, CFA We wrote in our last newsletter that increased stock market volatility is likely as we look ahead. We had no special knowledge …

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Inflation Potential Hedge Asset Class Returns
  • January 14, 2022
  • ACM Insight

Should I Worry About Inflation?

It is well known that the stock and bond markets have generally gone up over time. Why else would anyone invest? Sure, there have been …

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401k auto enrollment 1791x1440 B4
  • September 29, 2021
  • ACM Insight

The Good, the Bad, and the Ugly of 401(k) Auto Enrollment

Auto‑enrollment has become a central feature in modern retirement plan design, and recent legislation has only accelerated its adoption. As plan sponsors evaluate whether auto‑enrollment …

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401k loan Rules 1791x1440 1
  • September 28, 2021
  • ACM Insight

Understanding 401(k) Loan Rules: What Employers and Plan Sponsors Need to Know

Offering a loan provision in qualified retirement plans such as 401(k), 403 (b), and 457 (b) plans can be a valuable benefit for employees but …

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401k safe harbor 1791x1440 1
  • September 28, 2021
  • ACM Insight

Safe Harbor 401(k) Plans – Win-Win for employees and employers

Offering a 401(k) plan makes it easy for employees to save for retirement but adds administrative and compliance burdens to the employer. One approach to …

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Barn Wide1190 792
  • July 21, 2021
  • ACM Insight

LENDX – Stone Ridge Alternative Lending Risk Premium Fund

There has been quite a bit of activity lately for one of our alternative funds, the Stone Ridge Alternative Lending Risk Premium Fund (LENDX), and …

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Audit Scrabble
  • June 7, 2021
  • ACM Insight

Can you avoid an annual audit? Breaking down the 80-120 rule

Corporate retirement plans with more than 100 participants are generally required to have an audit of the plan done. While having your 401(k) plan audited …

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