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ACM Insights

Not your average financial insights
Bond Performance 1
  • April 19, 2024
  • ACM Insight

Why everyone is (probably) wrong about bonds Q1 2024

Interest rates have gone up the past few years, by a lot. That could be a bad thing if you’re looking to buy a house …

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graduation cap coins 529 plan wide
  • January 17, 2024
  • ACM Insight

The New 529 Plan Rules

Using 529 plans to save for college education can be low-cost and tax efficient. However, some people have shied away from using them because there …

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hero bg
  • October 10, 2023
  • ACM Insight

What if we don’t have a recession? – Q3 2023

Early last year, it was common knowledge that we were about to enter a recession. In fact, many in the media were calling it the …

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House Sale Taxes
  • October 10, 2023
  • ACM Insight

Do I owe taxes on my home sale?

Persistent inflation drives up the cost of nearly everything, especially home values. People often receive a 1099-S and are surprised to learn they may have …

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sunsetTCJAWide
  • July 17, 2023
  • ACM Insight

Tax Cut & Jobs Act (TCJA) – Planning for the Sunset

In 2017, then-President Donald Trump passed a series of changes to the tax code, the so-called Tax Cuts and Jobs Act (TCJA). Like just about …

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Estate Planning Wide
  • July 17, 2023
  • ACM Insight

Planning for Estate Taxes

Is it possible to have too much money? The answer is yes if the subject is estate taxes. Currently few of us have to worry …

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Investing Reinsurance Umbrella
  • July 17, 2023
  • ACM Insight

The Reemergence of Reinsurance

Reinsurance funds, those that invest in relatively obscure catastrophe bonds and quota shares, have provided uninspiring returns over much of the past decade. From 2014 …

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coins chart cash management wide
  • April 17, 2023
  • ACM Insight

Cash Management – Is your money keeping pace with inflation?

With persistent inflation driving up the cost of just about everything, particularly home values, people are For the past several years, it has been impossible …

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Chart Investment Diversification
  • October 13, 2022
  • ACM Insight

Portfolio Diversification Still Works

We have laid out both the positive Bull Market Case (See related video) and the negative Bear Market Case (See related video) cases for the …

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AlternativeInvestments
  • July 16, 2022
  • ACM Insight

Alternative Investments Defined

There was a TV show in the mid-2000s called Everybody Hates Chris. It was based on comedian Chris Rock’s childhood and how he was always …

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long term care planning nursing home
  • April 15, 2022
  • ACM Insight

Long-term Care Insurance Considerations

We get asked a lot about long-term care insurance. It makes sense that this comes up so often. After all, the prospect of paying for …

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AlternativeInvestments
  • April 14, 2022
  • ACM Insight

Alternatives: An Idea Whose Time Has Come?

None of us thought we would live long enough to see our group of alternative investments reverse their multi-year slump, but it is finally happening. …

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