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ACM Insights

Not your average financial insights
medicare dollar
  • January 24, 2025
  • ACM Insight

The Government’s Sneaky Tax Mistress: IRMAA

Pity the poor Federal government. It does so much and asks so little. It is therefore incumbent on all of us to give just a …

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tale of two economies sq
  • January 21, 2025
  • ACM Insight

A Tale of Two Economies

By Mark Armbruster, CFA Now that the presidential election is in the rearview mirror, there is much speculation on what lies ahead for the economy …

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short long term investing
  • January 14, 2025
  • ACM Insight

Portfolio Review Q4 2024: Year-End-Review

Entering 2024, we were cautious about how stocks would perform for several reasons. Ongoing wars heightened geopolitical risks. Inflation fell from its high of 9% …

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financial advisor assistance life events
  • January 14, 2025
  • ACM Insight

10 Life-Changing Events Where an Investment Advisor Can Help

Life is full of milestones that involve making important financial decisions with short and long-term effects. While contacting an investment advisor might not be at …

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401k former employees hidden costs
  • December 16, 2024
  • ACM Insight

Strategies to Handle 401(k) Accounts for Terminated Employees

Employees typically have several options regarding their existing 401(k) or 403(b) balances when they leave a company or employment is terminated. Those may include moving …

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Maximize Year end tax planning
  • October 15, 2024
  • ACM Insight

Maximizing 2024: Year-End Financial Planning Opportunities to Consider

Most of us planner types are starting to worry about upcoming financial changes that may happen with a new President and Congress.  There have been …

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election reflection
  • October 11, 2024
  • ACM Insight

Election Reflections: Separating Politics from Portfolio Strategy

With the impending election, we haven’t had too many conversations lately where the topic didn’t come up. Everyone wants to know how the election will …

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RIA Broker Fees Decision
  • October 8, 2024
  • ACM Insight

Working With a Broker-Dealer vs RIA

What are the differences between a Broker-Dealer vs RIA? That may seem like a mundane question, but it’s an important one. We encourage people to …

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protection market downturn
  • September 17, 2024
  • ACM Insight

Protecting your investments in a market downturn

Is the recession finally here? Roughly two years ago, economists predicted what they called the most widely anticipated recession ever. The whole world seemed to …

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Morgan Tarryn 700x525 1
  • August 23, 2024
  • ACM Insight

Is working with an investment advisor worth it?

People used to count on their investment advisors to always do the right thing for their clients. This was dictated by their fiduciary duty – …

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BewareOfAnnuities
  • July 15, 2024
  • ACM Insight

Beware Annuities: Why High-Net-Worth Investors Should Avoid Annuities

While annuities can be a part of some financial plans, in most cases, better options are available for our clients. We carefully evaluate each situation …

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precision watch repair 500
  • July 2, 2024
  • ACM Insight

Craftsmanship in quality investment management

How to spot craftsmanship in quality investment management If you or someone you love needed surgery, you’d want to go to the best doctor. But …

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