We employ portfolio construction techniques that allow us
to manage risk without sacrificing return potential.
INDIVIDUAL SERVICES
INSTITUTIONAL SERVICES
CORPORATE SERVICES

Exceptional Client Service
Exceptional Client Service

Integrity
Integrity

Security
Security

Authentic Investing
The true essence of investing is not what you hear from the financial media or in the marketing campaigns from large Wall Street firms. Aggressive trading and hot stock tips generally result in losses or sub-par investment gains. Rather, real investing is about discipline, patience, and smart, deliberate strategies. We strip away the hype and focus on what is real.
Straight Shooters
Armbrust is a German word meaning “crossbow”. In medieval times, an armbruster was an archer or soldier armed with a crossbow. We don’t find much use for crossbows in our current occupation, but just like our ancestors, we aim to be straight shooters in all our dealings.
News & Education

ACM VidCast – 2023 – Should I invest in gold?
The price of gold has been moving upward, hitting a new one-year high this month. So, is now the time to ask – Should I invest in gold or look for a better long-term investment?

Chris’s Corner: – Cash Management
For the past several years, it has been impossible to get any sort of return on cash balances. The Fed Funds rate was literally zero for a while, and banks, money market funds, and CDs all paid close to zero percent interest on cash balances. You could leave money in your bank account because there wasn’t much opportunity cost.
However, that has changed over the past year as the Fed has aggressively raised short-term interest rates.

Are Stocks Too Expensive? – Q1 2023 Newsletter
If the overall stock market falls from here, which we consider fairly likely, value and international stocks will probably also decline. However, their low valuations should help insulate them from severe declines, and we expect that they will outperform growth-oriented stocks. So, today may not be the day they ring the bell to signal the market bottom, but for certain market sectors, this will likely be an attractive buying opportunity when we look back from a decade in the future.

Is it Time for Gold? – Q1 2023 Newsletter

Compliance Corner – Q1 2023 Newsletter
We are in a highly regulated business, which causes a few headaches, but also offers our clients important protections. There are certain disclosures that we are required to make regularly regarding our policies and procedures, including

Portfolio Review – Q1 2023 Newsletter
Stock and bond markets enjoyed some relief to close out 2022 after dismal returns for most of the year. The S&P 500 gained 7.6% for the fourth quarter while the Bloomberg U.S. Aggregate Bond Index rose 1.9%. Despite the rebound, 2022 was one of the worst years for both bonds and the traditional 60% stock/40% bond portfolio in recent history.