We employ portfolio construction techniques that allow us
to manage risk without sacrificing return potential.
INDIVIDUAL SERVICES
INSTITUTIONAL SERVICES
CORPORATE SERVICES

Exceptional Client Service
Exceptional Client Service

Integrity
Integrity

Security
Security

Authentic Investing
The true essence of investing is not what you hear from the financial media or in the marketing campaigns from large Wall Street firms. Aggressive trading and hot stock tips generally result in losses or sub-par investment gains. Rather, real investing is about discipline, patience, and smart, deliberate strategies. We strip away the hype and focus on what is real.
Straight Shooters
Armbrust is a German word meaning “crossbow”. In medieval times, an armbruster was an archer or soldier armed with a crossbow. We don’t find much use for crossbows in our current occupation, but just like our ancestors, we aim to be straight shooters in all our dealings.
News & Education

Portfolio Review – Q2 2022 Newsletter
The first half of 2022 has been challenging for both stock and bond investors as persistently high inflation, anticipation of further Fed interest rate hikes, and negative GDP growth weighed on returns. The S&P 500 experienced its worst first half of the year since 1970, while bonds have experienced a loss of more than 10%.

Alternative Investments
Alternative investments, as we define them, include funds that focus on more esoteric strategies such as investments in catastrophe bonds, small private loans, currencies, commodities, private real estate, and may involve reasonable shorting or leverage. These are all things that sound risky.

Chris’s Corner: Long-term Care Considerations
We get asked a lot about long-term care insurance. It makes sense that this comes up so often. After all, the prospect of paying for nursing home care for many years and the damage that can do to your finances is scary.

Portfolio Review – Q1 2022 Newsletter
The first quarter of 2022 was a challenging start to the New Year for investors. After falling into correction territory, the S&P 500 cut some of its losses late in the quarter to end the period down 4.6%. This marked the first time the index experienced a negative quarter since Q1 of 2020.

Chris’s Corner – Q1 2022 Newsletter
Just like the weather in Rochester, financial regulations are ever changing. Two recently proposed changes could upend your plan for drawing money from inherited IRAs and how you save in your 401(k) if they are approved later this year.

Alternatives: An Idea Whose Time Has Come?
None of us thought we would live long enough to see our group of alternative investments reverse their multi-year slump, but it is finally happening. Our alternative investment portfolio has outperformed stocks and bonds so far this year and over the past twelve months.