Ebullient Markets, Anxious Investors: Why Diversification Still Matters in 2026
Despite a booming stock market and widespread optimism for 2026, many investors remain uneasy about historically high valuations and the possibility of a downturn. This article explores why diversification still matters, even in an era dominated by AI‑driven growth and concentrated tech gains. By examining past market cycles and today’s risks, it highlights how a balanced portfolio can help investors stay grounded amid uncertainty.
A New Year with New Rules. What Savers Need to Know.
New IRS rules will require many savers over 50 to make catch‑up contributions as Roth deposits starting in 2026. Understanding these changes now can help you optimize your retirement strategy.
The One, Big, Beautiful, Bill Act – Some Things to Know
The One Big Beautiful Bill Act, signed into law on July 4, 2025, introduces sweeping changes to federal tax policy affecting individuals, estates, and businesses. From expanded deductions for seniors and car loan interest to revised rules on charitable giving and HSAs, the law reshapes how Americans plan their finances. Understanding its provisions is key to navigating new opportunities and potential challenges.
Stocks May Be in a Bubble, But I’m Still Buying
Mark Armbruster recently invested a lump sum into equities, despite signs of a potential stock market bubble, soaring valuations, speculative mania, and parallels to the Dot Com era. He argues that bubbles are historically rare and timing the market is nearly impossible. Long-term data and psychological discipline led him to conclude that investing now was the rational move, even if it feels uncomfortable.
The Golden Question: Assessing the Surge in Gold Prices and Its Place in Your Portfolio
Gold prices are dominating headlines, surging in recent months and even hitting a new one-year high. In fact, the price recently passed $4,000, marking a 51% increase in just 12 months (as of October 9, 2025). When an alternative asset like gold sees such a dramatic rise, investors often ask: Is it time to buy? […]
Portfolio Review: Q3 2025
Markets delivered strong performance in Q3 2025, with stocks, bonds, and alternative investments all posting solid gains. Small-cap and international equities led the charge, boosted by interest rate cuts and global diversification. Amid economic uncertainty, the quarter reinforced the value of a well-diversified portfolio.
Building An Investment Portfolio for Retirement
Let Armbruster Capital Management help build a portfolio that balances retirement income, growth, and tax efficiency using a smart, total return strategy.
Rotation and Resurgence
After years of tech-driven gains and investor caution, the stock market is showing signs of a healthy rotation. As undervalued sectors and overlooked stocks begin to stir, a broader, more sustainable rally may be taking shape beneath the surface.
Portfolio Review Q2 2025: Quarterly Review
Staying the course and investing for the long-term is a lesson that can be learned from Q2 2025 in Armbruster Capital management’s quarterly portfolio review.
Patiently Waiting
Amid political noise and economic uncertainty, the financial planning world remains surprisingly calm. While we await potential shifts from the “One Big Beautiful Bill Act,” timeless strategies like charitable giving and tax-efficient planning continue to offer meaningful opportunities.