The One, Big, Beautiful, Bill Act – Some Things to Know
The One Big Beautiful Bill Act, signed into law on July 4, 2025, introduces sweeping changes to federal tax policy affecting individuals, estates, and businesses. From expanded deductions for seniors and car loan interest to revised rules on charitable giving and HSAs, the law reshapes how Americans plan their finances. Understanding its provisions is key to navigating new opportunities and potential challenges.
Stocks May Be in a Bubble, But I’m Still Buying
Mark Armbruster recently invested a lump sum into equities, despite signs of a potential stock market bubble, soaring valuations, speculative mania, and parallels to the Dot Com era. He argues that bubbles are historically rare and timing the market is nearly impossible. Long-term data and psychological discipline led him to conclude that investing now was the rational move, even if it feels uncomfortable.
The Golden Question: Assessing the Surge in Gold Prices and Its Place in Your Portfolio
Gold prices are dominating headlines, surging in recent months and even hitting a new one-year high. In fact, the price recently passed $4,000, marking a 51% increase in just 12 months (as of October 9, 2025). When an alternative asset like gold sees such a dramatic rise, investors often ask: Is it time to buy? […]
Portfolio Review: Q3 2025
Markets delivered strong performance in Q3 2025, with stocks, bonds, and alternative investments all posting solid gains. Small-cap and international equities led the charge, boosted by interest rate cuts and global diversification. Amid economic uncertainty, the quarter reinforced the value of a well-diversified portfolio.
Building An Investment Portfolio for Retirement
Let Armbruster Capital Management help build a portfolio that balances retirement income, growth, and tax efficiency using a smart, total return strategy.
Stock Market Rotation: What Could Go Right
After years of tech-driven gains and investor caution, the stock market is showing signs of a healthy rotation. As undervalued sectors and overlooked stocks begin to stir, a broader, more sustainable rally may be taking shape beneath the surface.
Investment Taxes: How to Keep More of What You Earn
When discussing building wealth through investing, most people instinctively focus on earning the best possible return. But while returns are important, they only account for half the equation. Equally important is making sure you keep those returns. Every year, investors pay billions in unnecessary taxes, often not because of what they earned but because of […]
Portfolio Review Q2 2025: Quarterly Review
Staying the course and investing for the long-term is a lesson that can be learned from Q2 2025 in Armbruster Capital management’s quarterly portfolio review.
Financial Planning While Awaiting the One Big Beautiful Bill Act
Amid political noise and economic uncertainty, the financial planning world remains surprisingly calm. While we await potential shifts from the “One Big Beautiful Bill Act,” timeless strategies like charitable giving and tax-efficient planning continue to offer meaningful opportunities.
Built to Last: Crafting a Portfolio for Uncertain Times
A well-diversified portfolio can help mitigate risk and protect your retirement income during economic downturns. When building a custom portfolio, it’s essential that it aligns with your personal goals, risk tolerance, and time horizon.