ACM Insights

Understanding Required Minimum Distributions [RMD}

Avoid RMD Penalties! Required Minimum Distributions Explained (2025 Guide)

Required Minimum Distributions (RMDs) are mandatory withdrawals from tax-deferred retirement accounts, and failing to take them can result in penalties. This video explains how RMDs are calculated, why they exist, and how smart planning can help retirees maximize their savings….

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Rochester, NY area financial advisors

Armbruster Capital Management Named a 5-Star Wealth Management Team for 2025

Armbruster Capital Management is recognized by InvestmentNews as a 5-Star Wealth Management Team in 2025….

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IRMAA and Medicare premiums explained

Navigating the Medicare IRMAA Surcharge: What You Need to Know (2025 Guide)

The Centers for Medicare and Medicaid Services have updated the IRMAA brackets for 2025, meaning some Medicare recipients may face higher premiums. Learn how IRMAA impacts your retirement and explore strategies to reduce potential surcharges with expert insights from Armbruster Capital Management….

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