ACM Insights

Built to Last: Crafting a Portfolio for Uncertain Times

A well-diversified portfolio can help mitigate risk and protect your retirement income during economic downturns. When building a custom portfolio, it’s essential that it aligns with your personal goals, risk tolerance, and time horizon….

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Smart Charitable Giving Strategies

Mastering Charitable Giving Strategies: Retirement Accounts & Tax Advantages (2025 Guide)

Efficient charitable giving options like Qualified Charitable Distributions (QCDs), Donor Advised Funds (DAFs), and gifting appreciated assets or retirement accounts can maximize tax benefits and amplify the impact of donations….

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Qualified Charitable Distributions [QCDs] - Explained

What is a QCD? Qualified Charitable Distributions Explained (2025 Guide)

Qualified Charitable Distributions (QCDs) allow retirees to donate directly from their IRA while lowering taxable income. This video explains how QCDs work, who qualifies, and the tax advantages they offer….

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