ACM Insights

The One, Big, Beautiful, Bill Act – Some Things to Know

The One Big Beautiful Bill Act, signed into law on July 4, 2025, introduces sweeping changes to federal tax policy affecting individuals, estates, and businesses. From expanded deductions for seniors and car loan interest to revised rules on charitable giving and HSAs, the law reshapes how Americans plan their finances. Understanding its provisions is key to navigating new opportunities and potential challenges….

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IRMAA and Medicare premiums explained

Navigating the Medicare IRMAA Surcharge: What You Need to Know (2025 Guide)

The Centers for Medicare and Medicaid Services have updated the IRMAA brackets for 2025, meaning some Medicare recipients may face higher premiums. Learn how IRMAA impacts your retirement and explore strategies to reduce potential surcharges with expert insights from Armbruster Capital Management….

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Rochester, NY area financial advisors

Armbruster Capital Management Surpasses $1 Billion in Assets Under Management

Armbruster Capital Management has surpassed $1 billion in assets under management, joining an elite group of RIAs nationwide. This milestone reflects the firm’s strategic growth, driven by expanded sub-advisory services and a deep commitment to client trust and team development….

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