ACM Insights
Portfolio Review Q4 2025: Year-End Review
Stocks delivered strong gains across most major asset classes in Q4 2025, with international markets and AI‑driven U.S. tech stocks leading the way. Bonds and alternative investments also posted solid returns as interest rates fell and credit spreads tightened. As valuations rise and market concentration increases, the article highlights why diversification remains essential heading into 2026…
Ebullient Markets, Anxious Investors: Why Diversification Still Matters in 2026
Despite a booming stock market and widespread optimism for 2026, many investors remain uneasy about historically high valuations and the possibility of a downturn. This article explores why diversification still matters, even in an era dominated by AI‑driven growth and concentrated tech gains. By examining past market cycles and today’s risks, it highlights how a balanced portfolio can help investors stay grounded amid uncertainty….
A New Year with New Rules. What Savers Need to Know.
New IRS rules will require many savers over 50 to make catch‑up contributions as Roth deposits starting in 2026. Understanding these changes now can help you optimize your retirement strategy….